Unsecured Loans in Delhi Ncr | Secured Loans apply in Delhi NCR

Apply for HL/LAP Balance Transfer

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HL/LAP Balance Transfer

Home Loan is a Secured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Home Loan, A sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.

Features of Home Loan-:

Loan Amount	You Can Avail Home Loan up to 35 Cr Loan Amount as per your income eligibility
Interest Rate	Fixed Interest Rate. Starts at 6.95% onwards.
Processing time	Only 7 working days Required for Sanction after process your application
Tenure	Up To 30 Years
Processing Fee	10000+GST* Or As Per Your Financial Profile
Part payment	Part payment available.
Flexible Prepayment	Flexible Prepayment option available in Home Loan which makes it attractive.
TAX Benefit	You can Claim Annual Tax Benefit Under Section 80-C, 80-EEA &24-B

Eligibility Criteria for Home Loan:

Eligibility Criteria	Eligibility Criteria Details
Age	Minimum Age 21 years and Maximum 65 Years at the Time of Loan Maturity
Minimum Income	35000 Net Salary Or 5 Lac Gross Annual Income ( ITR )
Cibil Score	Minimum CIBIL Score of 700 with No Any Default in Past
Employment Stability	Minimum 1 year
Resident	INDIAN & NRI
Who Can Avail Business Loan	Salaried Person, Self-Employed Business and Self Employed Professionals

Documents Required for Home Loan:

Required documents	Required Documents For Salaried	Required documents for self-employed business
Photo	Passport Size Photo	Passport Size Photo
Id proof	Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence	Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence
Address proof	Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill ( any one document required for address proof )	Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill ( any one document required for address proof )
Income documents	Latest 3 months salary slip &last 3 years form-16	Last 3 year itr, computation, profit & loss statement, balance sheet, audit report ( if audited ), gst if applicable
Bank statement	Latest 6 months Bank statement	Last 12 months all Current / od / CC Account Statement
Property paper	Complete property paper/ chain required	Complete property paper/ chain required
Extra documents	Sanction Letter, List of Document (LOD), fore closer ( for BT* only )	Sanction Letter, List of Document (LOD), fore closer ( for BT* only )

Leading Banks Home Loan Interest Rates Details

Bank Name	Interest Rates	Processing Fees	Fore Closure Charges
STANDARD CHARTERED BANK	8.50%-9.00%	0.15%+GST	NIL
HDFC BANK	8.50%-8.85%	0.25%+GST	NIL
ICICI BANK	8.40%-8.95%	10000+ GST	NIL
AXIS BANK	8.30%-8.70%	10000+ GST	NIL
L&T FINANCIAL SERVICES	8.45%-9.40%	0.15%+GST	NIL
YES BANK	8.50%-9.00%	10000+ GST	NIL
IDFC FIRST BANK	8.85%-9.50%	0.25%+GST	NIL
PIRAMAL HOUSING	10.50%-12.50%	1.00%+GST	NIL
TATA HOUSING	8.90%-12.00%	1.00%+GST	NIL
PNB HOUSING	8.75%-9.75%	10000+ GST	NIL
KOTAK MAHINDRA	8.45%-9.00%	10000+ GST	NIL
NOTE:- Mentioned Interest Rates, PF and Charges Are Subject to Change and It is Sole Discretion of RBI, Bank and NBFC.