Apply now and get instant approval for Gold Loan
Gold Loan is a secured credit provided by financial institutions against the gold Jewellery. Gold Loan, is a multi-purpose loan, which you can use to meet any of your immediate needs. Means if you have a requirement of money urgently so Gold loan is the best choice. In Gold Loan you have to give GOLD as collateral to BANK & NBFC. The Gold must be 20 CARATS and Above.
Loan Amount | You Can Avail Loan Amount up to 1 Cr as per GOLD Current Market Value. Maximum 90% of your Gold value. |
Interest Rate | Fixed Interest Rate. Starts at 10.00% onwards. |
Tenure | Tenure ranges is 3 Months to 2 Years. |
Processing Fee | Up to 2% |
Processing time | Only 2 Hours Required for Disbursal of Loan. |
Flexible Prepayment | Flexible Prepayment option available in Gold Loan which makes it attractive. |
Part payment | Part payment available. Depends on Case. |
Collateral | GOLD Jewellery Required as Collateral. |
Eligibility Criteria | Eligibility Criteria Details |
Age | Minimum Age 21 year and Maximum 60 Years at the Time of Loan Maturity |
Minimum Income | No Income Required. |
Cibil Score | Cibil not Mendatory. |
GOLD Jewellery | Gold Jewellery Must Be 20 CARATS and Above |
Resident | Indian Only |
Who Can Avail OD LIMIT | Anyone Can Avail like Salaried Person, Self Employed Professionals, Homemakers, Self-Employed Business person. |
Required documents | Required Documents Details |
Photo | Passport size photo |
Id proof | Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence |
Address proof | Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill ( Any One Document Required For Address Proof ) |
Income Document | No Income Document Required |
Make your dream project with us and stay tension free.