Special Offers| Bank Name | Interest Rates | Processing Fees | Fore Closure Charges |
| HDFC BANK | 10.50%-16.99% | ? 3548-1.50% | NIL Above 10 Lac Amount |
| ICICI BANK | 10.75%-18.00% | ? 7999 -2.00% | NIL Above 10 Lac Amount |
| AXIS BANK | 10.99%-20.00% | 0.99%-2.00% | NIL |
| SHINHAN BANK | 10.80%-14.00% | 0.5%-1.50% | NIL |
| YES BANK | 10.75%-18.00% | 1.00%-2.50% | Upto 4% |
| IDFC FIRST BANK | 11.25%-20.00% | 1.00%-2.50% | Upto 5% |
| STATNDARD CHARTERED | 11.00%-15% | 1.00%-2.00% | Upto 5% |
| TATA CAPITAL | 11.99%-17.99% | 1.25%-2.50% | Upto 4% |
| CITI BANK | 10.50%-16.50% | ? 0.00-1.00% | Upto 3% |
| BAJAJ FINSERV | 11.99%-17.99% | 1.50%-2.00% | Upto 4% |
| KOTAK MAHINDRA | 10.99%-17.99% | 1.25%-2.00% | NIL Above 10 Lac Amount |
| Mentioned Interest Rates, PF and Charges Are Subject to Change and It's Sole Discretion of RBI, Bank and NBFC. | |||
- 1303 A/13 Govindpuri Kalkaji 110019 Address
- +91-8405050564 Call Now
- info@banksloan.com Email Address
Apply for PL/OD Balance Transfer
Apply now and get instant approval for Balance Transfer
PL/OD Balance Transfer
Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.Means if you have a requirement of money urgently so personal loan is the best choice.You do not need to give Collateral.
Features of PL/OD Balance Transfer:
| Loan Amount | You Can Avail Business Loan up to 1 Cr Loan Amount as per your income eligibility. |
| Interest Rate | Fixed Interest Rate. Starts at 10.50% onwards. |
| Tenure | 1 year to 6 years depands on profile |
| Processing Fee | Up to 2% or detail on Financial profile |
| Processing time | Only 2 working days Required for Sanction after process your application |
| Flexible Prepayment | Flexible Prepayment option available in Business Loan which makes it attractive. |
| Part payment | Part payment available. It depends on your Financial profile and Bank Agreement. |
| Collateral | Not Required For Personal Loan |
Eligibility Criteria For PL/OD Balance Transfer:
| Eligibility Criteria For Salaried | Required Documents Details |
| Age | Minimum Age 21 years and Maximum 60 years at the time of Loan Maturity |
| Minimum Income | 20000 Per Month |
| Cibil Score | Minimum Cibil score of 700 with no any default in Past |
| Employment Stability | Minimum 1 years Old |
| Resident | INDIAN & NRI |
| Who Can Avail Personal Loan | Salaried Person and Self Employed Professional |
Documents Required for PL/OD Balance Transfer:
| Required Documents For Salaried | Required Documents Details |
| Photo | Passport size photo |
| Id proof | Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence |
| Address proof | Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill (any one document required for address proof ) |
| Income documents | Latest 3 months salary slip & form-16 |
| Bank statement | Latest 3 months bank statement |
| Extra documents | Existing Loan schedule (for BT only) ownership proof (if owned house) |
Leading Banks Personal Loan Interest Rates Details
Feel free to share your requirement with us
Make your dream project with us and stay tension free.